#15 Best Cities to Retire in America Plano City in Texas 927 reviews Current Resident: Moving from a smaller town in the midwest, to Plano, Texas has been one of the best decisions that I've made so far. You'll have to come to visit to find out. The drawback is youll have a longer drive to college classes, airports and hospitals. Retirement in Texas comes with mild winters, low taxes and affordable housing. Many cities in Texas have ample job opportunities for retirees looking to launch a second career and top doctors and hospitals that can help manage health conditions, according to a recent U.S. News analysis of the 150 largest U.S. metropolitan areas as potential retirement spots. I would like a good hospital and airport within a one-hour drive. We have several community events around the holidays and otherwise. If youre interested in a city with a high population of seniors, Webster might not be for you though. Love Texas? It does attract a decent tourist population, but this also means youll have plenty of restaurants and shops nearby. There are plenty of affordable cities in Texas, giving you a wide range of options. Corpus Christi Population: 429,120 Share of population age 60+: 20% Median monthly mortgage cost: $1,527 Median monthly rent: $1,048 The. The teachers are all invested in their students' education, and there are many courses to choose from. Consider your health care plans, income sources and tax bracket before making the transition. 22 Niche users give it an average review of 4 stars. There are also various levels of courses offered, such as AP, honors, dual credit, and regular. Not only does it share an outstanding school district with Lindale but it has a beach, poo, and multiple parks for your kids to grow up in. The last thing any of us wants in retirement is to be unnecessarily squeezed. The community has gone above and beyond with the seniors in our community. After all that anticipation, deciding where to spend that precious time can be a tough decision, so Stacker looked to data and rankings from Niche to compile a list of the best places to retire in Texas. A typical Social Security payment is likely to cover basic costs in these areas. Time to drop the disability coverage and review your other plans. Friendly people and beautiful houses to look at! El Paso is often ranked as the cheapest place to retire in Texas, but it also gets high marks for the overall happiness rating of its residence. Featured Review: Current Resident says Decordova is located in Granbury, TX. Some like to make comparisons to Austin of a few decades back, with one DFW resident saying downtown Denton has a hippie dippy college-town vibe. Outside of downtown, however, the feeling is much more suburban. You'll make lots of friends too - 20.1% of residents here are 65 or older. These two big schools also offerauditing options. Whats our next move? Editors Note: Data has been updated for 2023. Where To Retire In Texas. Everyone is friendly and welcoming. Methodology. Though that ties it with Woodway and Webster for the highest tax burden on this list, this rate is not terribly high comparatively speaking. What happens to my Social Security benefit if my husband dies. Katys proximity to Houston means easy access to professional sports games, arts and other amenities that big cities offer, while you can live in a relatively small town. Schedule your FREE Retirable consultation today. Additionally, the winter climate is mild, which attracts "snowbirds" who have second homes in McAllen to escape the cold. The 10 Best Places to Retire in Texas in 2021 - NewHomeSource Read 4 reviews. Outside of work, you can likely find her curled up on the sofa with a hot cup of coffee, watching a crime TV show or scary movie. . Current Resident: This is such a family friendly neighborhood. It's a very niche community that celebrates fun events, but it does have a reputation of a rich neighborhood, and diversity is welcomed, just rare. Top 10 Best Places to Retire in Texas - SmartAsset Living on a golf course or near the lake is a great choice and the security here is excellent with virtually no crime. Read 2 reviews. Texas A&M is 65 miles away in College Station. The Best Places to Retire in Texas - US News & World Report SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. Featured Review: Current Resident says Sweet gated community on the Brazos river, which big houses on several acre lots. Active adults will also love the parks and gyms throughout the city. Retirees may be able to visit or volunteer at the Texas State Aquarium, USS Lexington or South Texas Botanical Gardens and Nature Center. Katy, located just a half hour west of Houston, leads this list and is also in the top 20 places to retire across the U.S. Look for ways to trim costs and keep items in solid condition to stretch retirement dollars. Featured Review: Nearby Resident says Shavano Park is an established neighborhood that conveniently located near good schools, grocery stores, and retail shopping. The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . An example of data being processed may be a unique identifier stored in a cookie. My least favorite part is the 1604 part only because of traffic, but there are easy ways to avoid it Read 7 reviews. The answer, of course, is one of these Texas towns. You can read more about our methodology and sources below the list. 16 What is the safest city in Texas to live in? 8 Niche users give it an average review of 4.8 stars. With Lone Star College nearby, you can claim that same fee waiver for six credit hours per semester. Woodway also has 1.50 recreation centers per 1,000 residents, which places it towards the middle of this list. It is not far from the world famous Blue Bonnet Caf. A warm climate and plenty of bustling towns make it popular with many retirees. Best Places to Retire in Texas | Stacker Best Places to Live and Retire Now - AARP Getting bumped from the best place to retire in Texas, is, Dallas-Fort Worth Metropolitan Area, TX, USA, El Paso sees mostly thru traffic across the border or into New Mexico, but it's an incredible place to live, too. You must be at least 18 years of age to become a Retirable Premium user. It is annoying having. Current Resident: Small tourist town and a great place to live, play and raise a family, and of course do lots of fishing. Read 2 reviews. and have not been previously reviewed, approved or endorsed by any other It is annoying having to call in people to the gate and the 25 miles and hour speed limit but other than that it is wonderful. Port Arthur Percentage of the Population Over 65: 12.7% Median Home Value: $65,800 Most Recent Annual Number of Violent Crim es: 344 Most Recent Annual Number of Property Crimes: 1,203 Texas State has 38,000 students and will let you earn up to six credits per semester for free if you are at least 65 years old. I want to retire in Texas and near freshwater on $4,000 a month where In Texas, you may not be surrounded by luscious green grass, but you can make a decent cactus garden, ride horses, and eat delicious BBQ. Read more on how this ranking was calculated. The appeal of this city and its 140,000 residents includes the University of North Texas (39,000 students) and Texas Womans University (coed and another 13,000 students), both with the ability to take classes for free at age 65, as well as a lively downtown and music scene (the free Denton Arts and Jazz Festival attracts hundreds of thousands every year). Population: 682,669. One-bedroom rent: $786.89. You'll get access to high-quality healthcare, recreation, and cultural attractions. It has 8.44 medical centers per 1,000 residents. The residents are kind and selfless, and you will probably make a friend wherever you go. Senior insurance needs are different. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Where is the cheapest place to retire Texas? - 2023 She attended college in the Houston area and changed her major twice (psychology, computer science, and finally criminal justice) before taking a leap of faith and dropping out to pursue a career in freelance writing. Texas's largest city clocks in at #120. We just kept putting on and taking off masks, Steve shrugs. Friendly people and beautiful houses to look at! Steve and Kathleen Nagel had two special requirements as they searched for a retirement locale last fall: plentiful medical specialists (Kathy, 64, has health issues) and no risk of hurricanes, a perpetual threat to their old home in Lake Charles, 30 miles off the Gulf of Mexico. The town has 17.60 medical centers per 1,000 residents, which is the most of any city on this list. Moon light nights are the best. And where are Houston and San Antonio? Living on a coast boosts happiness, health and well-being, according to a 2020 report. The new spending bill makes it easier to save for retirement. That means that there are plenty of places for you to move where youll find a built-in community. It has 7.31 medical centers per 1,000 residents, which is on the lower end for this list, but is still a good number compared to cities in some other states. You can take classes at Texas State University in San Marcos, 20 minutes by car from New Braunfels. Another town near Houston, Richmond boasts the second-lowest tax burden on this list with a tax rate of 15.20%. Where Are The Best Places To Retire In Texas? We love the community and everything it. Huntsville Independent School District, TX, Senior: TOPS is a wonderful school! Read 12 reviews. We earn $400,000 and spend beyond our means. In November they closed on a one-story on the outskirts of Knoxville, where they are now living happily. Here's a look at the most recent IRA and 401(k) tax reform laws. It's a great place for kids and adults and welcomes all other communities to join the fun, too. You can have the big city experience when you want it, but have a quiet getaway at the end of the day. As the Nagels understood only too well, powerful hurricanes and increased flooding on the low-lying East and Gulf Coasts are a growing threat to the finances and wellbeing of retirees who have clustered in those areas. 1. The Best Places To Retire In 2021 - Forbes If its city living you want, look at New Braunfels, 30 minutes away on the Comal and Guadalupe rivers, home to 90,000 people and with easy interstate access to both Austin and San Antonio. Philadelphia may not seem like the most obvious place to settle down into retirement the big, old, noisy East Coast city is as famous for its grumpy sports fans as for its history. If I had a choice I would have lived here from the beginning rather than move here in the 5th. Current Resident: 10/10 experience would recommend, This translates to easy access to all of the charms of a college town, including sports and culture. 2015-2023 Chasing Chains, LLC. Finally, we calculated the percentage of the citys population thats made up of senior citizens. Best Places to Live in Texas in 2022-2023 - U.S. News & World Report Texas is home to dozens of active adult communitiesincluding many that stand out for single retirees.If you are looking for Texas homes for sale away from crowded cities and also happen to be single, read on. Del Rio 9. Each year, U.S. News reports on the best places to retire. And the winner? The teachers are all invested in their students' education, and there are many courses to choose from. If youre looking for the cheapest place in Texas to live, another consideration is Killeen. December 31,2021 . You can't beat the schools (Hidden Forest, Bradley, Churchill) and teachers. 2022 Best Places to Retire in Texas - Niche It is very important to do your own analysis before making any decisions based on your own personal circumstances. Featured Review: Nearby Resident says It's a beautiful neighborhood! If the sale of your home in Maine means youve got the money to afford a lake house, why not consider Canyon Lake in whats dubbed the Hill Country Coast? Victoria DeCuir/ Courtesy Denton Public Library, reduced or even free tuition as a senior citizen, There is more to picking a place to retire than low taxes avoid these 5 expensive mistakes, Health care will cost this much in retirement but probably even more, claim that same fee waiver for six credit hours per semester. Huntsville Independent School District, TX. As it happens, Knoxville is for the first time on Forbes Best Places To Retire list, which aims to identify places that provide exceptional retirement valuemeaning they combine a high quality of life with affordability. It's that time of your life when you deserve an indefinite vacation -- retirement. 7 - Livingston, Texas Livingston is a suburb of Houston that regularly ranks high within the state as a retirement getaway. Best City To Retire Texas - CultureMap Austin People are always supporting other people, other businesses. See the monthly income you can expect when applying tax, growth, and other strategies. Im 66, we have more than $2 million, I just want to golf can I retire? Another city confirming why the answer to is Texas a good place to retire? is yes is Amarillo. if(window.innerWidth<700){ezoicSiteSpeed(jQuery(document),String(/documentReady/).substring(1).slice(0,-1),String(/jQuery-document-dot-ready/).substring(1).slice(0,-1),function($){$("#skip_expand").html("(Expand+)");$("#toc ul").css("display","none");$("#skip_expand").on("click",function(){$("#toc ul").toggle()});$("#toc h3").on("click",function(){$("#toc ul").toggle()});});}. Featured Review: Current Resident says It's a great place to live. Haltom City Common Questions About Retiring in Texas 1. 5 Niche users give it an average review of 4.2 stars. The tax burden in Katy is 16.40%, placing Katy seventh on this list for that metric. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. Seniors account for 29.70% of Granburys population, the second-highest percentage on this list. From beautiful beaches to great food to a comfortable climate, and even the, McAllen is a border town that serves as the retail, international trade, tourism, and manufacturing. The majority offer warmish weatherthree are in Florida, with two each in Arizona, Georgia, North Carolina, Texas and Virginia. If I had a choice I would have lived here from the beginning rather than move here in the 5th grade.The rural atmosphere is more enjoyable than the city life of Bryan, TX where I was born. 12 Niche users give it an average review of 4.2 stars. 10 Best Cities to Retire in Texas in 2023 - Retirable Debt and waiting until a financial situation improves are top justifications financial advisors hear. We use data, analytics, and a sense of humor to determine quality of life for places across the nation. Increased spending increases the risk of depleting your savings and performance is not guaranteed. Locals say Conroe still has a small-town feel, but its status as the seat of Montgomery County means it also has a bustling, historic downtown. And, while you can live in a neighborhood, you could also opt to find a home with more land. However, empty land is rapidly filling up, and its only a matter of time until the DFW megapolis fills the I-35 corridor up to the Oklahoma state line. Check out the local symphony orchestra, a mix of professionals and amateurs. If you're not ready to hang up your office apparel yet, then these places might be up your alley: Chris Kolmar has been in the real estate business for almost ten years now. The people here in Plano are so diverse, and so hospitable! Youll get a low cost of living and warm climate, along with easy access to medical care. So the question becomes where should your retire? Corpus Christi 1 / 14 Credit 10. Featured Review: Current Resident says Highland Park is a very friendly neighborhood, but it's also known as a bubble of its own. Katie Lawrence is a Southeast Texas native who graduated 18th in her high school class with a GPA of 4.25. 112 Niche users give it an average review of 4.3 stars. The cost to buy is ridiculous and rent is very high. You can follow her on Twitter @SilviaAscarelli. While this community of 100,000-plus has an upscale reputation (and upscale shopping in its downtown), there are some homes at lower price points. Weslaco 4. 2 Niche users give it an average review of 4.5 stars. Texas retirement guide | Texas Best Places to Retire | Top Retirements Bullard is a growing town that is currently having some growing pains as there is not enough housing. Read 3 reviews. However, Richmond shines for its number of recreation centers. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks. There truly is no other city like it! Jim Barnash is a Certified Financial Planner with more than four decades of experience. Livingston is a good place to retire if youre into boating and fishing, as its very close to the Trinity River. So what part of Texas has the best weather? We also have road runners galore and even used to have a Road Runner Festival on Memorial weekend before Covid. The town is close to Houston and Sugar Land, both of which offer plenty of options for recreation and entertainment. El Paso. Learn how to stop stressing about money matters and start enjoying your free time with these pro tips. Current Resident: Hideaway is an amazing place to live. Pensacola, Florida. The homes are on the more expensive side, but considering the views and the community it is well worth it. Read 48 reviews. Hike the, Next up is the Alamo City. Is it better to retire in Nevada or Texas? - 2023 Read 112 reviews. 2 Niche users give it an average review of 5 stars. Here are the best cities to retire in Texas: Population: 429,120Share of population age 60+: 20%Median monthly mortgage cost: $1,527Median monthly rent: $1,048. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. The best part about living in this small town is the ability to recognize and have a conversation with the majority of townspeople. Read 5 reviews. The laid-back lifestyle and low housing prices draw many retirees to Corpus Christi. By using this website, you accept our Terms and Conditions and Privacy Policy. Livingston is another Houston suburb. Texas can be hit pretty hard by inclement weather from time to time. Ask our Retirement expert. The Best State (and National) Parks in Texas, The 10 Best and Worst U.S. Cities for Allergies, The Complete Guide to Closing Costs in Texas, Comprehensive Guide to Building a House in Texas, The Top 10 Most Affordable Cities in Texas, Top Master Planned Communities near San Antonio, Best Tiny Home Builders in Dallas-Fort Worth. From when to retire to how much to save, here are expert-backed answers to crucial retirement questions. The list is compiled . We considered the retiree tax burden, knowing that retirees will want to protect their retirement savings as best they can. The town is great when coming to education producing great students by great teachers. Junior: Second Baptist school welcomes you, encourages you, and prepares you. For the second year, we also considered climate change and disaster risk. If Florida is too beachy and California is too West Coast, then there is another state that many people consider for retirement living: Texas. Healthcare options are also important to seniors, so we calculated the number of medical centers in each city per 1,000 residents. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. Spindletop, the site of the largest oil discovery in Texas history, is located here, and a museum commemorates its far-reaching influence. And while it might seem like a miracle, the reality is you're ready to hang up your hat and stirrups. 10 Great Small Towns to Retire - US News & World Report 7 Best Small Towns to Live in Texas | Small Texas Cities - HOMEiA The trail in part parallels the A-train that connects to Dallas Countys rail network, getting you to downtown Dallas and beyond. Population: 1.487 million. FEMA National Risk Index for Natural Hazards, growing threat to the finances and wellbeing of retirees who have clustered in those areas. 10 cities in Texas are among the best places to retire in the nation for 2022-2023. It has a 16.70% tax burden. Read 28 reviews. It is near the Armand Bayou Nature Center, where you can see more than 370 species of animals at what is the nations largest urban wilderness preserve. The residents are kind and selfless, and you will probably make a friend wherever you go. There's a community pool and center with plenty of clubs to join, and a large golf course. They also wanted low taxes and reasonable living costs, mild weather and a lively cultural scene. This year, we also used the new FEMA National Risk Index for Natural Hazards which calculates for every county a vulnerability measure for 18 natural hazards, including flooding, hurricanes, landslides, earthquakes and wind. To empower a confident, worry-free retirement for everyone. But we also identify inviting locales in Massachusetts, Minnesota, Pennsylvania, and North Dakota; indeed, Fargo is the only city to make the list all 11 years weve compiled it. Here is a list of a few more of the best Texas retirement towns: Find out why life in Texas is better in these small towns when it's time to retire.